Research Interests
Empirical Financial Intermediation, Bank Regulation, Taxation, Corporate Finance
Curriculum Vitae
- PhD, University of St Andrews, St Andrews, UK
- MSc in Finance and Management, University of St Andrews, St Andrews, UK
- BA in Japanese and Management, SOAS and Birkbeck College, London, UK
Website: https://sites.google.com/view/annaluciasobiech/home
Short Bio
Anna Lucia Sobiech is a Lecturer at the Center for Economic Research, University of Cologne. Anna holds a BSc in Japanese and Management from SOAS and Birkbeck College, an MLitt in Finance and Management and a PhD in Banking and Finance from the University of St Andrews. She was awarded the Santander 600 Scholarship for her PhD.
Anna’s research and teaching interests lie in empirical financial economics, with a particular emphasis on financial institutions and services. Her work explores the regulatory and policy dimensions of banking, as well as topics in corporate finance and governance.
Teaching
| Course | Winter 2024/25 | Summer 2025 |
| B.Sc. | Project/ Seminar Economics and Finance: Empirical research on US financial institutions (PT) | Analysing the Financial Landscape of U.S. Banks: A Research Workshop - SM Project/Seminar Economics and Business - Economics and Finance (PT) |
| M.Sc. |
Selected Publications
Sobiech, A. L., Kgari, L., Nguyen, L., & Wilson, J. O. S. (2025). Implicit guarantees and bank stability: Evidence from a quasi-natural experiment. Journal of International Economics, 155, 104094. DOI
Sobiech, A. L., & Uchida, H. (2025). Characteristics of green loan users and the green policy mix. Energy Economics, 143, 108256. DOI
McKillop, D., Sobiech, A.L., & J.O.S. Wilson (2025). Cooperative Banking. In A. N. Berger, P. Molyneux, & J. O. S. Wilson (Eds.), Oxford Handbook of Banking (4th ed.). Oxford: Oxford University Press.
Chronopoulos, D. K., Johari, E. E. C., Scholtens, B., Sobiech, A. L., Wilson, J. O. S., & Yilmaz, M. H. (2023). Competition and bank dividends. Journal of International Money and Finance, 137, 102898. DOI
Sobiech, A. L., Chronopoulos, D. K., & Wilson, J. O. S. (2021). The real effects of bank taxation: Evidence for corporate financing and investment. Journal of Corporate Finance, 69, 101989. DOI
Che Johari, E. E., Chronopoulos, D. K., Scholtens, B., Sobiech, A. L., & Wilson, J. O. S. (2020). Deposit insurance and bank dividend policy. Journal of Financial Stability, 48, 100745. DOI